Mortgages, both now and in the past, have required affordability checks. For the self employed your income will typically be assessed based on what your tax year overviews and tax calculations show. Historically when the old self cert mortgages were…
Separation and Divorce
Frequently we need to assess our finances and expenses and a significant time in your life when you will do this is if you are experiencing divorce or separation. Unsurprisingly the more assets and children you have the more complicated…
Rise of The Long Term Fixed Rate
Recently a couple of lenders have announced that they are bringing out a 15 year fixed rate mortgage product. This follows the trends of recent years with a rise in longer term fixed rates becoming available, with 7 year and…