With the massive gains through the early noughties, buy-to-let property investment has been the best thing a lot of people have ever done financially. Many of those who did invest at this time were of the age when they had…
Home Improvements
The government has announced plans to make it easier and cheaper to carry out home extensions for the next three years. They plan to wave any requirement to seek planning permission when extending eight metres from detached properties or six…
You Need More Than Just a Mortgage Adviser for Buy
When making investment decisions, you should always seek financial advice first to make sure you are aware of all of the risks involved, and that the product is suitable for you. When it comes to buying a property as an…
Improving Your Credit Report
A common misconception I am presented with, is from those who have always saved rather than borrowed and never had a loan or credit card, believing they will have a perfect credit history. In fact, if you have never taken…
Mutuals have Banksters in Their Sights
Murray N. Rothbard is attributed with first using the phrase Banksters. He said that his phrase described the banking model for western economies. He felt that the model consisted of a state sponsored money lending racket, with their commercial…
Mates Mortgages
With the amount of money you need to save for a deposit rising and the income multiples used by lenders falling, it has become difficult to get onto the housing ladder for most people. On the bright side for…
How To Improve Your Chances Of Getting A Mortgage
Whether you are a first time buyer, home owner, or remortgager it is likely in the short term to become more difficult to obtain a mortgage. This is due to the continued uncertainty in Europe. It is likely to…
The important of your mortgage interest rate
With too much information out there to handle, and too many interest rates to compare, it is hard to know where to look for the best interest rate and which ones you should be prioritising. When you watch…
How house purchase has become more daunting
These days, there aren’t many young adults buying houses compared to five or ten years ago. Back then young adults would have had lots of people around them talking about how they went about buying their first home. These…
Interest Only Mortgages A Ticking Time bomb?
Interest only mortgages became prominent in the 1970s as borrowers were incentivised to buy an endowment plan to run alongside their mortgage. The idea was that the mortgage balance would remain the same throughout the term of the mortgage,…