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After the banking collapses that have occurred over the last few years, any mention of innovation from lenders has automatically been linked with increased risk.  However, slowly innovation is creeping back into the market with lenders focussing on being smarter…

The Bank of England base rate has been held again in June at 0.5%.  The rate has now remained unchanged for almost 4 and a half years, with the last increase taking place 6 years ago when the rate increased…

Life rarely pans out the way we expect, things happen and plans change.  Even if things do happen the way you want them to, you can’t always time them to fit around your life.   When anything significant happens in…

Throughout life you’ll see that sometimes it’s the little things can make all the difference.  When you’ve got a difficult exam, it could be an extra half hour of revision that earns you the point that turns a fail into…

Looking back at examples of people buying a house and making an impressive profit, most of them are not down to a keen eye for run down property with potential, their bargaining skills or their own touch that has transformed…

The start of the year has shown an encouraging rise in the mortgage market.  With more money becoming available to lenders, falling interest rates at the higher loan-to-values and the rising feel-good factor of borrowers, maybe we have the recipe…

The Chancellor of the Exchequer George Osborne has unveiled a 130 billion pound scheme to help house buyers that predicts 500,000 people will benefit from these state backed mortgages.   The scheme is known as Help to Buy and has…

The number of buy to let mortgages reached its highest level in 4 years during 2012 as landlords benefited from strong buy to let lending.  Gross lending reached 16.4 billion last year, a 19% increase on the 13.8 billion lent…