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With the recent outbreak of Coronavirus, it has brought the financial strain of illness to everyone’s attention.  For a long time as mortgage and protection advisers we have faced resistance to the take up of life insurance and income protection. …

Most people with a mortgage will have always had it in mind that they wanted it paid off by the time they retire.  There is, however, a type of mortgage that you can have for the rest of your life…

If you are a tenant of social housing you may have the ‘Right to Buy’ your property from the council.  Below I will discuss what you should consider if you are eligible for this scheme.   Firstly, you are purchasing…

When you have never purchased a property before it can seem a daunting process becoming a homeowner.  Being faced with mortgage jargon, and expected to understand things you have never experienced before can leave even the most laid back person…

In this day and age many mortgages taken out have a fixed rate over an advantage period of 2, 3, 5, 7 or even 10 years.  During these advantage periods the vast majority of the mortgage products have penalties to…

Often Christmas is a time that people get together and celebrate, which can lead to many conversations over the dinner table.  Maybe you have been thinking of buying your first home or perhaps considering moving to a new home.  These…

I have discussed first time buyer information, including hints and tips many times previously, however there is something that crops up on a regular basis. Many people are aware (some are not) that if you have any form of adverse…

One of the things we ask all our clients is do you have a will. We find that many people do not have a will. However, we believe this is a very important aspect of your financial plan. If something…

The Help to Buy ISA is closing to new account holders on the 30th November 2019. The Help to Buy ISA is an account which offers a government top up of 25% on what you’ve saved when you use the…

With many people enjoying their summer holidays, with children being off school and perhaps holidaying whether that be abroad or a staycation, it is a very busy (and expensive) time for lots of families.  Finances are often stretched throughout the…