Just before Christmas the Financial Services Authority published its fund consultation paper for the Mortgage Market Review. This document if fully implemented in 2013 will directly influence the mortgage market for many years to come. Essentially the paper published…
The Generation Game
Recent research has revealed that the average deposit for a house has leapt from £6,000 in 1990 to currently £66,000. This has been due to increasing house prices and a reduction in mortgage levels. Yet the average household income…
Do We Need To Get Realistic About House Values?
With the housing market still moving slowly, maybe we need to rethink the reasons why. It is easy to say that people just aren’t buying houses, or that mortgages aren’t as available as they used to be, but…