Month: September 2016

  The average age of first time buyers without parental help has now reached age 37 and there are predictions that this will soon rise to age 44.  As a result of this happening the number of people renting a…

  For most of us, buying a house is the most expensive thing you’ll ever do, so it’s important that you plan and budget the best you can to make sure you don’t get yourselves in a financial mess at…

  In the last few weeks I have noticed a stirring in the mortgage market from a most unlikely source.  After a couple of years of, in the main, government backed banks dominating lending, the small Building Society seems to…

  Equity release schemes are making a comeback after three years of poor sales. A total of 5,812 plans were taken out during the first three months of this year, 4% more than the first three months of last year.…

  Did you know that 76% of statistics don’t have any meaning or use, or are made up altogether?  We see companies using numbers every day to try and show us how good they are and why we should go…

  The budget of 2011 has made attempts to stimulate demand for properties by introducing two new measures.  Firstly, it has changed the rules with regard to stamp duty for buy to let investors that purchase multiple properties.  For some…

  Most of us will pay our mortgage each month and never think of how we can change the payments to take advantage of the flexibility that most mortgages offer nowadays.  A lot of mortgages will let you overpay, underpay…

  The UK insurance market is preparing for a radical reform, after the European court of justice ruled that gender pricing will be banned form December 21st 2012.  The ruling follows an opinion last year from the Advocate General, that…

  With lots of talk about possible interest rate rises, now more than ever seems a good time to consider taking out a fixed rate mortgage.    There are millions of people in the UK who are currently on variable…