We often see mortgage rates that stand out because they are so low and subsequently lead the best buys as published by the National Press. Unfortunately these deals that seem too good to be true are sometimes just that. It is advisable…
Housing Market Speculation
Whether you’re a home owner or a property investor, you can’t help wondering which way house prices are going to go. For investors it means the difference between a good investment and a bad one. For home owners the…
The Mortgage market 2012
The land registry tells us that at December 2011 house prices dropped by 1.9% over the year. The London area was the only region to record house price increases with the Northwest lagging with a fall of 4.8%. We…
Remortgaging For Christmas
At this time of the year people start thinking about Christmas, with many people funding the festive season through the use of their credit cards. Unfortunately it is around this time of the year that some people realise, rather…
Ensure you Insure
With Christmas fast approaching, it’s about time to start planning who to buy presents for, what to buy and how much money you will need over the holiday season. Ideally, if you like to splash out at Christmas, you…
Safe as Houses
Over the last 50 years housing has performed well when compared to inflation. The value of all houses in the UK totals 4 trillion pounds, representing half the entire wealth of the household sector, and double the value of…
Interest Rate Speculation
People always have and always will wonder and speculate about the future. We like to make predictions of what might happen so that we can look back and say ‘I told you so’. Oddly, in the last few years…
Positive Movement in the Mortgage Market for First
For all too long now, first time buyers have had a mountain to climb before they can get their foot on the property ladder. When you compare this to the mole hill which it has replaced, you can’t blame…
To Fix Or Not
Due to the continuing problems in the economy, it looks possible that interest rates are going to remain low for longer than expected. Fortunately, the poor economic news has had a welcome side effect of significantly reducing long term…
The Alternative Auction
With the housing market moving slowly, every vendor is thinking the same thing, ‘how can I make my property stand out from the crowd?’ There are lots of things you can do, such as modifying the internal design of…