Equity Release is available to homeowners aged over 55 who have sufficient equity in their home and want to release capital.

Lifetime Mortgages

Lifetime Mortgages

A lifetime mortgage allows you to release capital from the equity in your property with the option of making interest only payments or letting the interest roll up. The proceeds will be repaid upon; the sale of your property, becoming a permanent resident of a care home or death.


Home Reversion Plans

Home Reversion Plans

A home reversion plan allows a home owner to sell a property or a proportion of it to a home reversion plan provider in order to raise funds immediately. However you will become a part owner / part tenant or just a tenant if you sell the whole property. The plan will be terminated if; you become a permanent resident of a care home, the plan reaches a minimum of 20 years from the start date of the arrangement or death.


Message from the Financial Conduct Authority

Think carefully about this information before deciding whether you want to go ahead.

If you are at all unsure about which lifetime mortgage is right for you, you should ask your adviser to make a recommendation.